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Advice For Young Investors Part 3

In our previous posts, we have looked at ways in which young people can get sound and accurate advice when they begin investing. Today, I will continue on some great ways to raise money to invest with.

4. Parents. No, they are just not there to feed you till you are 18, they are there to lend you money when you are 30 and want to invest. You’ll have to go to your parents with a business proposal and to make it even more fair, you’ll even offer them a percentage of the profit you make from your investment. This can be sometimes used as a last resort. If it’s property you want to invest in, there is a greater chance your parents will lend you money as they can see something tangible that you are investing in.

5. Get a raise at work. This may be the quickest way for some. If you are good at your job then you can confidently walk into your bosses office and explain why it is time you were given a raise in salary. Ensure you have a list of strong and valid reasons on why you should get a hike in pay. Take the time to negotiate properly and fairly. Many people often can get a pay rise of $5000 to $15000 just by asking for it.

6. Get a new job. If you are stuck in rut where you work now why don’t you consider moving on. Do you look at the job pages often to see how much your position is worth to other companies? The right employer may be offering twice the salary that you are on now for exactly the same job. If you don’t look, then you will not find it.

These are just a few ways on how to get some quick money together to help kick start your investing career. Don’t feel you have to wait till you have a big cash pool before you can start investing. Often one or two thousand dollars is enough to get started with in shares and property. With Internet Marketing, you can get started with one or two hundred dollars.

Don’t just talk about investing, get out there and do it now.

Advice For Young Investors Part 2

In the last post, we looked at ways in which a young investor can get access to great advice. We explored the possibilities of getting a Mentor or Wealth Coach, and also had a look at Investment Homestudy programs too.

Sometimes it seems just to hard when you are starting out on your investing career. Here are some great ways in which you can kick start your investing so you can begin sooner rather than later.

1.Sell something. You must have something around your home that you don’t use any more. We buy so much junk these days you probably have plenty to get rid of. That second television that you don’t watch, or even that second car that sits in the drive. Maybe you have a spouse that sits around doing nothing, you could sell them (just kidding).

2. Borrow money. If you have a good eye for opportunity and are great at risk management, then there is no reason why not to borrow money to invest with. As long as the return on your investment is higher than the interest you are being charged, everything will be OK. As I just mentioned, you would be best to buy into an investment that is completely protected. There are plenty of strategies around that offer complete capital protection, you just have to know where.

3. Equity. So you own your home or even part of your home. Then don’t let that equity sit there doing nothing. Get a Line Of Credit against it and put that money to work hard for you. Imagine doing covered calls on a share portfolio of $100,000 every month. That will bring you in about $3500 every month for just one phone call.

In our next post, we will look at some more ways that a young investor can kick start their investing career.

Where To Invest Money At The Moment

There is a lot of fear and panic in the world’s financial markets right now, and people are wanting to know where they should invest their money where it will be safe, and make a return on investment. There are not too many things as completely safe, however there are some strategies that are, and you could also expect a good return on your investment too.

The first strategy that comes to mind is a standard bank deposit. Recently, the Australian Prime Minister Kevin Rudd, has guaranteed personal bank deposits up to one million dollars. This has been just what the market has been crying out for, and with some banks paying up to 9% p/a interest, this is a very safe investment.

Investing in Blue Chip Shares right now might seem like a crazy idea, yet there are some very undervalued Stock out there at the moment. To make an investment in Shares safe, we can implement the purchase of a Put Option at the same price as what we paid for the Shares. By giving some of the upside profit towards the Put Option, we have a Share Portfolio that will have no downside risk at all.

Investment property has also been taking quite a hammering at the moment, and excellent properties in outstanding locations are available for fantastic prices. Many wealthy people are actively adding to their property portfolios at the moment.

There are many ways that you can invest your money, and it is important to remember that you must exercise just as much caution in the good times, as well as the volitile timeslike now. The first rule of investing is protecting your capital, and by doing thorough research and becoming financially educated, you can thrive in even these ‘uncertain’ times.